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Find the right mortgage for your next move.

Understanding Moving Home Mortgages

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You don’t need us to tell you that moving home can be a complicated process. Trying to juggle the sale of your current property alongside the purchase of your new home and communicating with two mortgage companies can be difficult. Fortunately, we are here to help and have listed below some popular questions we get from customers looking at a mortgage when moving home.

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I am in a fixed term still, what should I do?

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There are a few options available, including porting your mortgage. Our team will assess your current circumstances, including any fees from the mortgage company. We will then advise you on the best route to take in order to secure your new home.

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I have built up some bad credit since my last mortgage application

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Bad credit can affect how much you can borrow and your mortgage application, but as we search the whole market, we do have relationships with lenders who work specifically with bad credit mortgages. Our mortgage broker will work to find the right mortgage to suit you.

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How much will a new mortgage cost?

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Your fees for a new mortgage can vary depending on the fixed term, if you are in a current fixed term, plus other costs, including removal fees, stamp duty fees and solicitor fees. We will provide a full breakdown of costs so you know exactly how much you will have to pay on your moving home mortgage.

 

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How  much can I afford?

The amount you can borrow will depend on your current circumstances, including your credit profile. Our team will discuss this with you and will then go away to find the right lender to help you buy your new property.

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Find Out More from Our Moving House Mortgage Experts

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To find out everything you need to know about getting a mortgage when moving home, talk to us today. Remember: if we can’t find you a mortgage, you won’t have to pay us a penny. So why not give us a call to see how we could help you?

Here are the 4 simple steps for comparing your next mortgage...

     1.  Getting to know you.....

At a time that suits you, we’ll arrange an appointment – either face-to-face, by video call, or over the phone, whichever you’re most comfortable with – so we can get to understand your circumstances and needs in more detail.

 
    2. We search for the best deal, from a panel of lenders.
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Now we know a bit more about you and what you want, we’ll search our panel of lenders for the right mortgage. We are not tied to one particular lender, we have access to over 180 lenders, ranging from, banks, building societies and specialist lenders.
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   3. We'll make our recommendation.....
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Having found the right mortgage for you, we'll talk you through it, to explain all the features and benefits and how it meets your needs.
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   4. With you every step of the way!
 
Our dedicated team will be with you all the way through the process- from application to completion. 
01621  770515
info@maldonmortgagesolutions.co.uk
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Maldon Mortgage Solutions is a trading name of Maldon Mortgage Solutions Limited, who is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1046508.

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Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

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The FCA does not regulate some forms of Business But to Let Mortgages and Commercial Mortgages to Limited Companies.

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The information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

We usually charge a fee of £375.00 as standard. 

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Maldon Mortgage Solutions Limited Registered Address:

1349-1353 London Road
Leigh-On-Sea
Southend-On-Sea
SS9 2AB

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Complaints Procedure: It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk"

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Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

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